Your home does not need to be in a designated flood zone to be affected by
water intrusion and damage. The process to repair and retrofit water damage
costs homeowners millions of dollars each year. Regardless of the location of the
home, simple checks and changes can help protect your property from flood and
water damage before the storm comes.

• Research – It’s time to become a water detective. Look for dangers in and
around the home. Check drainage and look for water sources that could
overflow, such as a nearby stream. Check with your local authorities also
for floodplain plans and tips.

• Know your Resources – Review and understand your homeowner’s
insurance to make sure you have adequate coverage. The National Flood
Insurance Program will also pay homeowners up to $1000 for flood avoidance measures, such as sandbags or plywood if a flood warning is declared in your area.

• Protect – Consider hiring an expert to come and offer suggestions. This can
be as simple as adding gutters or better drainage. Flood barriers, shields,
and wet-proofing products can help provide a barrier against water
intrusion.

Spending some time and effort now can save you thousands of dollars of damage
when the storms come. Regardless of where you live, water damage can occur
quickly. Preparing your home in advance will help protect your valuable property
from floods and water damage.